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Frequently Asked Questions
You’ll no doubt have a lot of questions as you shop for life insurance quotes — not only about what you’re buying, but also about what can happen after your purchase.
Life insurance isn’t like buying a car or a TV. Unless you tap into life insurance later in life, you won’t benefit from a life insurance policy. However, you can have peace of mind knowing that your loved ones are protected.
A thorough “life insurance needs analysis” looks at your current and ongoing expenses, plus your future expenses like university, or your funeral. But simply adding up all those numbers could amount to a bigger policy than you need. You should also subtract assets that can go toward those expenses, such as savings and investments.
Yes. It may be possible to add a child or children to your life insurance policy, but it will depend on the insurer and the policy.
Yes. Insurers paid out more than 97% of term life insurance claims in 2018, according to the Association of British Insurers (‘term’ refers to life insurance policies which run for a set time period, usually until retirement).
As long as the terms of the policy are met, an insurance company will pay.
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There are no fees or charges associated with using this website. This service is free, we do not charge you for this service. Our partner FCA authorized broker pays us an introductory fee only. We do not receive any other payment regardless of whether you take out the policy or not.
Please note that some of the brokers we work with may not provide quotes from all of the insurers featured on our website
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