Find The Best Car Loan Options In Canada

Save money on your payments by finding the best finance options.

We partner with hundreds of dealerships across Canada to get you the best financing deals available. Whether you want so simply get great rates, or you need some extra help to get approved, we have you covered.

What is a car loan?

Instead of paying cash for your vehicle it’s often much easier to have monthly payments. This allows you to slowly pay down the balance of your vehicle over years instead of a lump sum payment you have to save for. 

How do car loans work?

Car loans are slightly different than your average personal loan. They are secured by the value of the vehicle so often you can get rates that are lower than an unsecured personal loan. This means less interest can be paid over the lifetime of the loan and it also often means lower monthly payments.

Apply using our online application

We have one simple application that will ask you some basic questions so that we can get you pre-approved and matched.

You will be matched with a dealership that can help

After you have completed our online application we will match you directly with a local dealership that specializes in helping people just like yourself.

Pick the car you want at payments you can afford

Put down a non-refundable deposit and borrow towards some of the remaining value of the car - you won’t buy the vehicle outright. At the end of the contract you’ll have the option..

What is the best
option for you?

When deciding whether to finance your car there are a lot of options to consider. You’ll need to assess the affordability of the financing, any terms and conditions that might apply, and how it may impact your life.

Think about how much you can afford to borrow, how long you want the car for and how you intend to use it. These factors should help you decide on the best car financing option for your needs.

Personal Loan Auto Loan Leasing
Deposit needed No No Likely
You own the car straight away Yes No No
You’ll own the car at the end of the deal Yes Yes No (unless you pay off the remaining balance – but this is likely to be a large final payment)
Secured (against the car) No Yes Yes
Excess mileage charges No No Yes
Monthly Affordability High Payments Low Payments Low Payments
Ease of getting Medium Easy Easy

Can I finance a car with bad credit?

If you’ve struggled to keep up with payments in the past, or you don’t have a credit history, you may be wondering if you can finance your vehicle with bad credit.

Your credit score is an important factor that lenders look at when you want to take out any loan, however, since car loans are secured by the value of the vehicle they have easier qualifications. In simple terms, the better your financial history, the lower interest rates you’ll have access to, but even with bad credit, you have a great chance of being approved.

If you do have bad credit, there are many options available for you. Our network looks at your overall situation and matches you with a dealership that can help.

How To Quickly Get The Best Rates

Find the right financing options for you in just 60 seconds

Fill Out Our Form

We ask some simple questions that allow us to pre-approve you and match you in seconds.

Under 60 Seconds

Most users complete our form in under 60 seconds. We try to make everything as quick and easy as possible.

Our Algorithm Searches

Our system looks through all of the partners in our network and matches you automatically with the best fit!